Daima Sacco Society Limited was founded in 1991 in Embu County as a small farmers’ cooperative formed to help members save together and access affordable credit. What started as a simple way to pay school fees, buy farm inputs, and handle emergencies has grown into a structured, regulated financial institution.

As member needs expanded, the Sacco moved beyond purely agricultural lending to serve salaried workers, traders, groups, and micro-entrepreneurs. The introduction of Front Office Service Activity (FOSA), additional branches, and agent outlets made it easier for members to deposit, withdraw, and borrow closer to where they live and work.

Throughout this growth, Daima Sacco has remained anchored on cooperative values of integrity, professionalism, teamwork, equity, innovation, and courtesy. These principles shape how we design savings products, loan facilities, and support services for our diverse membership.

Today, Daima Sacco blends its rural roots with modern digital channels, financial literacy efforts, and community support programs—continuing the original mission of empowering members to improve their livelihoods through disciplined saving, responsible borrowing, and shared prosperity.